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  • Welcome To Sovereign Credit Union

    Community based Savings and Loans

    Here for the residents and employees of Ayrshire, Arran, and Dumfries & Galloway

    Sovereign Credit Union

  • Established in 2002

    We serve those living in Ayrshire, Arran, and Dumfries & Galloway

    Offering sensible savings plans and affordable loans

    Map of Common Bond

  • Become a member and

    Start Saving with us today

    everyone benefits from regular saving; it allows you to work towards your goals and gives peace of mind for emergencies.