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  • Welcome To Sovereign Credit Union

    Community based Savings and Loans

    Here for the residents and employees of Ayrshire, Arran, and Dumfries & Galloway

    Sovereign Credit Union

  • Established in 2002

    We serve those living in Ayrshire, Arran, and Dumfries & Galloway

    Offering sensible savings plans and affordable loans

    Map of Common Bond

  • Become a member and

    Start Saving with us today

    everyone benefits from regular saving; it allows you to work towards your goals and gives peace of mind for emergencies.

Bank Holiday

Please note that the Credit Union will be closed on Monday 26th May 2025 for the Bank Holiday.