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  • Welcome To Sovereign Credit Union

    Community based Savings and Loans

    Here for the residents and employees of Ayrshire, Arran, and Dumfries & Galloway

    Sovereign Credit Union
  • Established in 2002

    We serve those living in Ayrshire, Arran, and Dumfries & Galloway

    Offering sensible savings plans and affordable loans

    Map of Common Bond
  • Become a member and

    Start Saving with us today

    everyone benefits from regular saving; it allows you to work towards your goals and gives peace of mind for emergencies.

Notice of Special General Meeting

A Special General Meeting of the members of Sovereign Credit Union will be held on Tuesday 23rd September 2025 at 7:30pm, held in the Church Hall, Trinity Church, 46 Ayr Road, Cumnock, KA18 1DW.

The purpose of this meeting is to confirm the resolution passed at our last SGM held on 26th August.

All members are welcome to attend the meeting.